On my way into work this morning, I realized that almost every commercial on the handful of radio stations that I listen to was for people with bad credit, people wanting to refinance, basically just any sort of service that a person with less-than-stellar credit (and likely an emergency fund also) might need. There has been a noticeable increase in these types of commercials just this week, which isn't unusual at all when a company wants to align message with current events.
What really caught my attention was a commercial for a computer company. "How are you supposed to afford a laptop if you have bad credit?" Um, pay with cash. Sheesh. Not that I'm perfect, but financing is not the only option in every situation. The only target I think that statement can apply to is possibly a student. Sometimes radio advertising makes me sad.
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